- Wide Network: We have a vast network of trusted lenders in Pune, Mumbai, Delhi, Hyderabad, Noida, Gurgaon, Faridabad, and Thane, ensuring that you have access to a diverse range of loan options.
- Tailored Solutions: Our experienced professionals understand that every individual's financial needs are unique. We work closely with you to assess your requirements and match you with the most suitable loan products available in your city.
- Competitive Rates: We strive to provide you with the most competitive interest rates in the market. By comparing multiple lenders, we ensure that you get the best deal that suits your financial situation.
- Easy Application Process: Our user-friendly website and streamlined application process make it convenient for you to apply for a personal loan from the comfort of your home or office. Save time and effort by avoiding lengthy paperwork and multiple visits to banks.
- Quick Approval and Disbursal: We understand the urgency of your financial needs. With our efficient processes, we ensure that your loan application is processed quickly, and funds are disbursed to your account in a timely manner.
- Expert Guidance: Our team of financial experts is always ready to assist you throughout the loan application process. From providing personalized advice to answering your queries, we are here to guide you at every step.
RIYA
Speed Finance Premier
Reason to Choose Speed Finance Personal Loan
Welcome to Speed Finance, your ultimate resource for personal loans, business loans, and car loans all over India. Whether you need funds for home renovations, medical expenses, education, or any other personal purpose, we provide comprehensive information and competitive rates to help you secure the perfect loan. We disburse personal loans only from RBI registered and regulated NBFCs. Our website offers comprehensive information and competitive rates for personal loans tailored to your needs.
How to Apply:
Applying for a personal loan through our website is a breeze. Follow these simple process to get started:
Fill out the online application form, providing accurate details about your personal and financial information. Submit the application along with the necessary information, such as proof of identity, address, income, and employment. Our team will review your application and match you with suitable lenders based on your profile. Once approved, you'll receive loan offers from our partner lenders. Compare the terms and choose the one that suits your needs. Sign the loan agreement electronically, and the funds will be disbursed directly to your bank account.
Apply Now- Extensive Lender Network: We have established partnerships with numerous reputable lenders, ensuring that you have access to a wide range of loan options tailored to your specific requirements.
- Convenient and Secure: Our online platform provides a secure environment for your personal loan application. You can apply from the comfort of your home or office, eliminating the need for time-consuming visits to banks or financial institutions
- Expert Guidance: Our team of financial experts is here to assist you at every step of the loan application process. We understand that obtaining a personal loan can be overwhelming, and we're committed to providing personalized support to make the experience smooth and stress-free.
- Transparent and Ethical Practices: We value transparency and adhere to ethical practices. We ensure that you receive all the necessary information about the loan terms, interest rates, fees, and repayment options upfront, enabling you to make an informed decision.
Why Choose Us:
At Speed Finance, we aim to simplify the process of obtaining personal loans in Pune, Mumbai, Delhi, Hyderabad, Noida, Gurgaon, Faridabad, and Thane. With our quick approvals, competitive interest rates, flexible repayment options, and hassle-free application process, we strive to meet your financial needs efficiently. Take control of your finances and achieve your goals with our personalized loan solutions. Apply now and experience the convenience of our platform.
Quick Loan Approvals
Fast Processing
Hassle free
Safe and Secure
Personal Loans - Bad Credit, Good Credit, or No Credit!
Speed Finance processes each application with thoughtfulness and consideration to the requirement of the applicant. In many cases it is found that applicant lacks on credit history. We have lenders on our platform who process such cases as well. After reviewing your credit history, we make sure that you are connected to the right lender.
500K+
Satisfied Clients
50 Crore
Disbursements
30+
Partners
100%
Safe & Secure
Speed Finance - Personal Loans
Speed Finance provides fully digital platform for Personal Loan processing. We fully consider the human touch while the Personal Loan applications is processed by our systems. After digital platforms complete their first level of analysis, the application is assigned to a Relationship Manager. Our Relationship Managers are trained to provide excellent quality of service for your Personal Loan application. Your Relationship Manager will contact you after you complete and submit your Personal Loan application in our platforms. They will guide you while your loan processing is in progress and keep you updated about the journey. You will be able to check the live status of your Personal Loan application in our website or Speed Finance Person Loan app from Play Store. This app is available on Play Store. On our website we have Riya (our chatbot) to help you with your queries. Riya is available 24X7 to answer your quick queries. It can tell you the status of your application. When you apply a Personal Loan with us, we make sure that you get best offers. Our systems and Relationship Managers continuously search for best deals for you.
FAQ for Personal Loan processing
Personal Loan is an unsecured product and given to person as the financial
stability
of person. It can used in any kind of requirement like paying medical expenses,
travel, education, wedding etc.
The highest amount of Personal Loan that a person can avail varied from lander
to
lender. Every bank has its own qualification criteria. Few important things that
every lending institute looks while deciding loan amount are following:
- What is the net take home salary of person (if person is salaried)?
- Does person have any existing loans and what is the amount of current EMI
- What will be the amount of new EMI, combined, EMIs should not exceed the 30% of monthly take home salary
- If person is self-employed, then revenue and profits on business are taken in consideration
- The ageing of business and volume of financial transaction are critical factors in deciding the loan amount
Online platforms are very fast in their processing. They use software solution
for
faster processing. A fully digital (paperless) process is followed. This
increases
the speed of processing. Speed Finance uses its state of art software platform to
quickly process application and makes sure that lender-customer contact happens
in
the fastest possible timeframe.
In online loan processing, disbursement is done using online modes of money
transfers.
It varies from case to case. In typical scenario it can be anywhere from 6
months to
5 years. Tenure of repayment is finalized during the loan processing.
KYC documents (PAN and Adhar) are the most sought-after documents. Income proof
is
another most important document. Bank statement and Address proof are also
required
by some lenders. In some cases, lenders may require more documents are the
requirement of the case.
Look for following while applying for a Personal Loan
- What is the Processing Fee?
- How much is the Interest Rates?
- What are Repayment terms?
Carefully review the processing fees being charged for the loan. Higher processing will increase the cost of loan.
Higher the interest rate more will be the financial burden when you are repaying. Interest rates vary from 9.5% to 24% per annum.
There should not be additional fees charged during the re-payment period.
Credit score plays vital role in loan processing. Lower credit score directly
impacts the amount of loan and interest rate. Lower credit score results in
lower
loan amount and higher interest rate. To main good credit score you should keep
your
credit history clean by on-time payment of EMIs and Credit Card bills.
The digital platforms are very quick in Loan disbursement. Since all processing
is
digitally handled there are no delays due to physical sharing of documents.
These
lenders use software to review application and provide online platforms to
upload
documents required for loan processing. The disbursement is also done using
RTGS/NEFT. This lowers the overall time of processing.