- Personal Loans: Whether you're planning a dream vacation, wedding, or need immediate funds for any personal expenses, our personal loan solutions offer quick and flexible financing options.At Speed Finance, We understand the value of your time, and our streamlined process ensures faster approvals and disbursals.
- Business Loans: Fuel the growth of your business with our range of business loan solutions. Whether you have a startup or an established enterprise, we provide customized financing options to fulfill your capital requirements, expansion plans, or equipment purchases. Our team of experts will guide you through the application process and assist you in making well-informed financial decisions.
- Home Loans: Fulfill your dream of owning a home with our hassle-free home loan services. At Speed Finance, we offer competitive interest rates, flexible repayment options, and personalized assistance to make the home buying process smooth and stress-free. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have the perfect solution tailored for you.
- Loan Against Property: A loan against property (LAP), also known as a mortgage loan, is a type of secured loan that enables individuals to borrow money by utilizing their property as collateral. With this type of loan, the borrower pledges their residential or commercial property as security to the lender in exchange for funds.
- Health Care: A telemedicine package refers to a bundle of services and features offered by a healthcare provider or platform that facilitates remote medical consultations and healthcare services using telecommunications technology. Telemedicine enables patients to consult with healthcare professionals through video calls, phone calls, or secure messaging platforms, reducing the necessity for in-person visits in numerous situations. By leveraging telemedicine, individuals can access healthcare services conveniently and securely from their preferred location.
- Credit Score: A credit score is a numerical representation of an individual's creditworthiness, serving as an indicator of their likelihood to repay debts and fulfill financial obligations. Lenders, including banks and credit card companies, utilize this tool to assess the risk involved in lending money or extending credit to a specific individual. The credit score provides insights into a person's financial history, payment patterns, and overall credit management, helping lenders make informed decisions regarding loan approvals and interest rates.
How Speed Finance Personal Loan App Can Change Your Life ?
Use Speed Finance anytime anywhere to fulfil your needs ! Whether it's for wedding expenses, education fees, medical emergencies, a vacation, or a little indulgence; we’ve got your back.
Know your Credit Score Now
A faster way to understand and correct the points, loan providers are looking.
- Loan Rejection Reason
- Free Credit Report
- Free Credit Counselling
- Debt Restructuring Recommendations
- Referral Earning Opportunities
- Future Loan Prospects
- All these at
Rs. 590 /-just Rs. 235/-
- Extensive Experience: With over 10+ years of industry experience, we possess a profound understanding of the financial landscape in Pune, Mumbai, Delhi, and Hyderabad. This expertise empowers us to provide customized solutions that perfectly align with your unique requirements. We take into account the specific needs of our clients in these cities and leverage our knowledge to deliver the best possible financial solutions.
- Customer-Centric Approach: At Speed Finance, we prioritize the needs of our customers and are dedicated to delivering exceptional service. Our team of committed professionals is focused on providing personalized attention, clear communication, and transparent processes to ensure your complete satisfaction. We value your experience with us and strive to exceed your expectations at every step of the way.
- Competitive Rates: We offer competitive interest rates and flexible terms to ensure that you receive the best financial solutions that fit your budget. Our goal is to provide you with cost-effective options without compromising on quality.
- Quick and Efficient Process: Time is of the essence, and we understand the importance of a prompt response. Our streamlined application process ensures faster approvals and disbursals, allowing you to access the funds you need without unnecessary delays.
Why Choose Speed Finance?
Contact Speed Finance Today:
When it comes to finance and loan services in Pune, Mumbai, Delhi,Chennai,Chandigarh and Hyderabad. Speed Finance is your trusted partner. Explore our range of services and let us help you achieve your financial goals. Contact our friendly team today to discuss your requirements, and we'll be delighted to assist you.
Speed Finance brand is 100% owned by EarnWealth Solutions Pvt Ltd. Incorporated in 2014, we are a leading Distributor of financial products in India. We are an online platform that provides customers with financial products and services such as personal loans, unsecured loans, installment loans and credit cards. We connect borrowers with lenders to help them get the best deal possible. We also provide value-added services to our customers such as big-data analytics, credit risk assessment and verification, and automated work-flows for loan origination and management. We have partnered with RBI Approved Banks & NBFCs to distribute various types of loans. We are not a NBFC, we do not do any co-lending / FLDG based lending ourselves. We don’t do any sort of collections / recovery of loans we distribute.
Our endeavour is to democratise financial products & make it easily accessible to every Indian. We are a 100% Indian company & we do not have any branches outside India. We have designed various paid services that our customer can choose. It helps our customers to understand about their credit worthiness, credit history & ways to improve their Credit Score so that they remain credit healthy.
Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only. A small processing fee is charged for loans e.g. for low risk customers 0% - 3% of the principal, for very high-risk customers 2.5% - 7%*. *The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment.
The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products: low risk customers is 0%-36%, medium risk customers is 18%-39%, high risk customers is 24%-42% and very high-risk customers is 24%-70%.
Loans range from ₹3,000 to ₹500,000
Tenure: 90+ days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Personal Loan For Salaried example:
- Loan amount: Rs. 50,000
- Tenure: 12 months
- Interest Rate: 20% per annum
- Processing Fee: Rs. 1,250 (2.5%)
- New customer onboarding Fee: Rs. 200
- GST on Processing and Onboarding Fees: Rs. 261
- Total Interest: Rs. 5,581
- EMI: Rs. 4,632
- APR: 23.2%
- Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581